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Workflows, Privacy & Cost Guides

Privacy-First Financial Spreadsheets vs Telemetry-Heavy Office Suites

When Arte Sheets fits best

  • Zero-account local mode: calculate, chart, and export .xlsx/.csv files in your browser with zero server storage of workbook contents.
  • EU-hosted cloud infrastructure (Hetzner Online GmbH, Germany) on both Free and Pro—no Enterprise add-on needed for EU data residency.
  • Strict AI & connector boundaries: saving a cloud workbook never sends data to AI providers, and local-only workbooks are inaccessible to external connectors.

When Telemetry-Heavy US Cloud Office Suites fits best

  • Air-gapped open-source desktop LibreOffice Calc on an encrypted offline disk eliminates browser environments altogether.
  • Enterprise Microsoft 365 E3/E5 or Google Workspace Enterprise offer SOC2/ISO27001 admin compliance, DLP policies, and customer-managed encryption keys for large corporations.

Verifiable Privacy Controls: Local Browser vs EU Cloud vs Big-Tech Suites

Privacy claims only matter when backed by concrete architectural boundaries. In Arte Sheets, the public Service Worker caches only static application shell files (JS, CSS, fonts, icons)—explicitly excluding API, billing, account, and document payloads from CacheStorage.

When you sign in to use My files, credentials use salted cryptographic password hashes with HttpOnly, Secure, SameSite=Lax cookies, and cloud workbooks sit behind per-user server authorization in Germany—never in public S3 buckets.

Data-governance and telemetry comparison across spreadsheet options
Privacy DimensionArte SheetsConsumer Cloud Suites (M365 / Google)Offline LibreOffice Calc
Edit .xlsx/.csv without an accountYes — local IndexedDB modeNo — Microsoft or Google identity requiredYes — local OS disk
Default cloud auto-uploadOff until you sign in & save to My filesOn by default (OneDrive / Google Drive)None
Cloud data residency (standard tier)European Union (Hetzner, Germany)Global / US regions (EU lock requires Enterprise)N/A (local disk)
Data controller jurisdictionEU GDPR (Arte Soft EOOD, Bulgaria)US parent corporations (GDPR SCCs/DPF)Local user
Marketing email & ad profilingZero ads; SES EU used strictly for auth/recoveryEcosystem cross-promotion & connected telemetryNone
Self-service data portability & erasureDownload .xlsx + account .json export + full account deletionAccount privacy dashboards / TakeoutDelete local file

How AI and Connected Apps Respect Workbook Privacy

A major fear with spreadsheet AI in 2026 is silent background indexing or training on confidential financial sheets. Understanding exact data flows in Arte Sheets lets security-conscious analysts use AI selectively or avoid it completely:

Exact data-boundary rules for AI and connectors in Arte Sheets
WorkflowLeaves Your Browser?Sent to AI Provider?How You Stay in Control
Anonymous local workbook editingNoNoStays in browser IndexedDB; export .xlsx locally
Public /en/learn/ on-page practice tableNoNoRuns client-side in practice-engine; never saved to account
Saving workbook to My files (EU cloud)Stored in Germany (Hetzner)NoPrivate per-user storage; never shared or sent to AI automatically
Using in-app Pro AI assistantYes, for your explicit requestYes (bounded selection/excerpt)Only runs when you submit a prompt; respects document permissions
Optional ChatGPT / Codex connectorOnly if authorized on shared cloud docTo connected app you approvedCannot access browser-only files; revocable anytime in Account

Cost of Privacy-First Spreadsheet Workflows

Unlike enterprise SaaS vendors that charge custom Enterprise uplift fees just to store spreadsheets inside the European Union, Arte Sheets provides local browser privacy and German EU cloud hosting right on the $0 Free plan.

Privacy & EU residency cost comparison (USD)
SolutionPriceEU Storage IncludedBest Fit
Arte Sheets Free$0Local browser + 10 German EU cloud workbooksPrivate net-worth, payroll & client .xlsx/.csv analysis
Arte Sheets Pro$19.99/mo or $179.99/yr1,000 German EU cloud workbooks (1 GiB)EU professionals wanting opt-in AI, Goal Seek, Macros & 62 courses
LibreOffice Calc$0Local disk onlyAir-gapped workstations needing zero browser or cloud features
Enterprise Cloud Office Suites$22–$57+/user/moEU Data Boundary on eligible Enterprise SKUs1,000-seat corporations requiring SSO, Purview DLP & eDiscovery

Frequently asked questions

Does Arte Sheets store my credit card details when I subscribe to Pro?

No. Payments are processed by Stripe; Arte Sheets never receives or stores your card number, CVC, or bank credentials, retaining only Stripe billing references needed for entitlements and statutory EU tax law.

Can I export all my account metadata and permanently delete my Arte Sheets account?

Yes. Signed-in users can download any cloud workbook as .xlsx, download a machine-readable .json export of their account/progress/billing metadata, and permanently delete their account and cloud workbooks from the Account dialog.

Can the optional ChatGPT connector read my local browser-only spreadsheets?

No. Local-only workbooks stay in your browser IndexedDB and are completely inaccessible to account connectors. Note also that the ChatGPT plugin is currently under review rather than publicly promised.

What should I avoid sending if I email Arte Sheets support?

Never email passwords, sign-in codes, payment details, API keys, or confidential client workbooks; a small invented example is safest for reproducing spreadsheet questions.